{"id":1198,"date":"2024-02-04T15:00:52","date_gmt":"2024-02-04T06:00:52","guid":{"rendered":"https:\/\/racza.com\/?p=1198"},"modified":"2024-02-04T15:00:54","modified_gmt":"2024-02-04T06:00:54","slug":"%ec%9e%90%ec%a1%b4%ec%8b%ac-%eb%b2%84%eb%a6%ac%ea%b3%a0-000%ed%95%9c%ed%85%8c-%eb%b0%b0%ec%9b%8c%ec%95%bc-%ec%95%84%ec%8b%9c%ec%95%88%ec%bb%b5-3%ec%97%b0%ed%8c%a8-%ec%a4%91%ea%b5%ad-%ea%b0%90","status":"publish","type":"post","link":"https:\/\/racza.com\/?p=1198","title":{"rendered":"&#8220;\uc790\uc874\uc2ec \ubc84\ub9ac\uace0 000\ud55c\ud14c \ubc30\uc6cc\uc57c&#8221; \uc544\uc2dc\uc548\ucef5 3\uc5f0\ud328 \uc911\uad6d, \uac10\ub3c5 \uacbd\uc9c8\ud6c4 \ucda9\uaca9 \ubc1c\uc5b8"},"content":{"rendered":"\n<p>\uc774\uc81c \uc790\uc874\uc2ec\uc740 \ubc84\ub9ac\uace0..<\/p>\n\n\n\n<p>3\uc5f0\ud328\ub85c \uc77c\ucc0c\uac10\uce58 \uc544\uc2dc\uc548\ucef5\uc5d0\uc11c \uc9d0\uc744 \uc2fc \uc911\uad6d, \ub180\ub77c\uc6b4 \uc8fc\uc7a5\uc774 \uc81c\uae30\ub3fc \ud654\uc81c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc911\uad6d\ub9e4\uccb4\uc758 \ud604\uc2e4\uc9c1\uc2dc<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.kakaocdn.net\/dn\/Rht4Z\/btsDJl7kNAD\/ip9k2pAfkYtdIDFXLU13i1\/img.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<p>\uc911\uad6d\uc758 \ucd95\uad6c \uc804\ubb38 \ub9e4\uccb4 &#8216;\uc988\ubcf4 \ub2f7\ucef4&#8217;\uc740 2\uc77c(\ud55c\uad6d\uc2dc\uac04)\uc5d0 \ubc1c\ud45c\ud55c \ubcf4\ub3c4\uc5d0\uc11c \uc911\uad6d \ucd95\uad6c\uc758 \uae30\uc220\uacfc \uc804\uc220 \uc218\uc900\uc744 \uace0\ub824\ud574\uc57c\ud55c\ub2e4\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-2596885365520003\"\n     crossorigin=\"anonymous\"><\/script>\n<ins class=\"adsbygoogle\"\n     style=\"display:block; text-align:center;\"\n     data-ad-layout=\"in-article\"\n     data-ad-format=\"fluid\"\n     data-ad-client=\"ca-pub-2596885365520003\"\n     data-ad-slot=\"1971401800\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n\n\n\n<p>2023\ub144 \uc544\uc2dc\uc544\ucd95\uad6c\uc5f0\ub9f9(AFC) \uc544\uc2dc\uc548\ucef5 \uc870\ubcc4\ub9ac\uadf8\uc5d0\uc11c \ub4dd\uc810 \uc5c6\uc774 \ud0c8\ub77d\ud55c \uc911\uad6d\uc740 \uc54c\ub809\uc0b0\ub2e4\ub974 \uc580\ucf54\ube44\uce58 \uac10\ub3c5\uc758 \uacbd\uc9c8\uc744 \uace0\ub824\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc911\uad6d\uc740 \uc544\uc2dc\uc548\ucef5 \uc870\ubcc4\ub9ac\uadf8 A\uc870\uc5d0\uc11c \ud0c0\uc9c0\ud0a4\uc2a4\ud0c4, \ub808\ubc14\ub17c, \uce74\ud0c0\ub974\uc640 \uacbd\uae30\ub97c \uce58\ub974\uba70 \ucd5c\uc545\uc758 \uacbd\uae30\ub825\uc744 \ubcf4\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc138 \uacbd\uae30(\ud0c0\uc9c0\ud0a4\uc2a4\ud0c4 0-0, \ub808\ubc14\ub17c 0-0, \uce74\ud0c0\ub974 0-1 \ud328\ubc30) \ub3d9\uc548 \ub2e8 \ud55c \uace8\ub3c4 \ub123\uc9c0 \ubabb\ud55c \uc911\uad6d\uc740 \ub300\ud68c\uc5d0\uc11c \uc77c\ucc0d \uc9d0\uc744 \uc2f8\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ud504\ub9ac\uba54\ub77c\ub9ac\uac00\uc5d0\uc11c \ub6f0\uc5c8\ub358 \uc6b0\ub808\uc774\ub294 \uc9c0\uc18d\uc801\uc73c\ub85c \ubd80\uc9c4\ud55c \ubaa8\uc2b5\uc744 \ubcf4\uc774\uba70 \uc911\uad6d\uc758 \ud0c8\ub77d\uc744 \uc774\ub04c\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc580\ucf54\ube44\uce58 \uac10\ub3c5<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.kakaocdn.net\/dn\/biE01G\/btsDLrFuKR1\/lRD5Rdo7meEWDwQK5utB8k\/img.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<p>\uce74\ud0c0\ub974\uc640\uc758 \uc870\ubcc4 \ub9ac\uadf8 3\ucc28\uc804 \ud6c4 \uae30\uc790\ud68c\uacac\uc5d0\uc11c \uc580\ucf54\ube44\uce58 \uac10\ub3c5\uc740 \uacbd\uc9c8\uc124\uc5d0 \ub300\ud574 &#8220;\uc138\uc0c1\uc5d0\ub294 \ub450 \uc885\ub958\uc758 \uac10\ub3c5\uc774 \uc788\ub2e4. \ud574\uace0\ub410\uac70\ub098, \ud574\uace0\ub420 \uc608\uc815\uc774\uac70\ub098. \ub450\ub835\uc9c0 \uc54a\ub2e4&#8221;\ub77c\uace0 \ub2f5\ubcc0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc18c\ud6c4\ub2f7\ucef4\uc740 \uc138\ub974\ube44\uc544 \ub9e4\uccb4\ub97c \uc778\uc6a9\ud558\uc5ec &#8220;\uc580\ucf54\ube44\uce58\uac00 \uc911\uad6d\ucd95\uad6c\ud611\ud68c(CFA)\uc5d0 \uc758\ud574 \uc9c1\ubb34 \ud574\uc81c \ucc98\ubd84\uc744 \ubc1b\uc558\ub2e4&#8221;\uace0 \ubcf4\ub3c4\ud588\uc2b5\ub2c8\ub2e4. \uc138\ub974\ube44\uc544 \ucd9c\uc2e0\uc758 \uc580\ucf54\ube44\uce58 \uac10\ub3c5\uc740 \ucd5c\uadfc CFA\ub97c \ud1b5\ud574 \ud574\uc784 \uacb0\uc815\uc744 \ud1b5\ubcf4\ubc1b\uc558\uc73c\uba70, \uc870\ub9cc\uac04 \uacf5\uc2dd \ubc1c\ud45c\uac00 \uc788\uc744 \uac83\uc774\ub77c\uace0 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc580\ucf54\ube44\uce58 \uac10\ub3c5\uc740 \uc870\ubcc4 \ud0c8\ub77d \ud6c4 \uc911\uad6d\uc73c\ub85c \ub3cc\uc544\uac14\uc2b5\ub2c8\ub2e4. CFA\uc640 \uc580\ucf54\ube44\uce58\uc758 \uacc4\uc57d\uc5d0\ub294 \uac01 \uc2a4\ud14c\uc774\uc9c0\ubcc4 \uacfc\uc81c\uc640 \uc635\uc158\uc774 \uc815\ud574\uc838 \uc788\ub294 \uac83\uc73c\ub85c \uc54c\ub824\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub9cc\uc57d \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uc9c0 \ubabb\ud560 \uacbd\uc6b0, CFA\ub294 \ubcc4\ub3c4\uc758 \uc218\uc218\ub8cc\ub098 \ubcf4\uc0c1\uae08\uc744 \uc9c0\ubd88\ud558\uc9c0 \uc54a\uace0\ub3c4 \uac10\ub3c5\uacfc\uc758 \uacc4\uc57d\uc744 \ud574\uc9c0\ud560 \uc218 \uc788\ub294 \uad8c\ub9ac\uac00 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>CFA\ub294 \ucd5c\uc18c \uc870\ubcc4 \ub9ac\uadf8 \ud1b5\uacfc\uc640 \ud1a0\ub108\uba3c\ud2b8 \uc9c4\ucd9c, \uadf8\ub9ac\uace0 8\uac15 \uc9c4\ucd9c\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \uc635\uc158\uc744 \uc124\uc815\ud574 \ub450\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc870\uae30 \ud0c8\ub77d\uc73c\ub85c \uc778\ud574 \uc704\uc57d\uae08 \uc5c6\uc774 \uacc4\uc57d\uc744 \ud574\uc9c0\ud560 \uc804\ub9dd\uc785\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \uc911\uad6d\uc740 \ucc28\uae30 \uac10\ub3c5 \uc120\uc784\uc774 \uae09\ud55c \uc0c1\ud669\uc5d0 \ucc98\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3\uc6d4\uc5d0 \ub2e5\uce5c \uacbd\uae30<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.kakaocdn.net\/dn\/bEwB06\/btsDQdmsXkA\/2FHjWCeYsgC6wd7NdXmGn1\/img.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<p>\uc911\uad6d\uc740 \uc624\ub294 3\uc6d4 \uc2f1\uac00\ud3ec\ub974\uc640 \uc6d4\ub4dc\ucef5 2\ucc28 \uc608\uc120 2\uacbd\uae30\ub97c \uc55e\ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc804\ub825 \ucc28\uac00 \uc788\ub294 \uc0c1\ub300\uc784\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \ucd5c\uadfc \uc911\uad6d\uc758 \ud37c\ud3ec\uba3c\uc2a4\ub97c \uace0\ub824\ud560 \ub54c \ubd88\uc548\ud55c \ub9c8\uc74c\uc774 \ub4ed\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc911\uad6d \ub0b4\uc5d0\uc11c\ub294 \uc790\uad6d \ucd95\uad6c\uc5d0 \uc815\ud1b5\ud55c \uc288\ud37c\ub9ac\uadf8\uc758 \ud55c\uad6d \uac10\ub3c5 \uc120\uc784\uc124\uc774 \uc81c\uae30\ub418\uc5c8\uc73c\ub098, \ubaa8\ub450 \ubb34\uc0b0\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc911\uad6d\uacfc \uacbd\uae30\ub97c \uc55e\ub454 \uc2f1\uac00\ud3ec\ub974\ub294 \uc624\uad6c\ub77c \uc4f0\ud1a0\ubb34 \uac10\ub3c5\uc744 \ub2e4\uc2dc \ud55c\ubc88 \uc0ac\ub839\ud0d1\uc73c\ub85c \uc784\uba85\ud588\uc2b5\ub2c8\ub2e4. \uc77c\ubcf8 \ucd95\uad6c\uc640 \uae4a\uc740 \uc778\uc5f0\uc744 \uac00\uc9c4 \uc2f1\uac00\ud3ec\ub974\ub294 \ucd5c\uadfc \uc5f0\uc18d\ud574\uc11c \uc77c\ubcf8 \uac10\ub3c5\uc744 \uc120\uc784\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc2f1\uac00\ud3ec\ub974\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc5ec\ub7ec \ub3d9\ub0a8\uc544 \ud300\ub4e4\ub3c4 \ud55c\uad6d\uacfc \uc77c\ubcf8 \uac10\ub3c5\uc744 \uc601\uc785\ud558\ub294 \ub370 \uc801\uadf9\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub3d9\ub0a8\uc544\uc5d0\uc11c \uc774\ubc88 \uc544\uc2dc\uc548\ucef5 16\uac15\uc5d0 \uc9c4\ucd9c\ud55c \uc720\uc77c\ud55c \uad6d\uac00\ub4e4\uc740 \ubaa8\ub450 \ud55c\uad6d\uc774\ub098 \uc77c\ubcf8 \uad6d\uc801\uc758 \uac10\ub3c5\uc744 \uc120\uc784\ud588\uc2b5\ub2c8\ub2e4. \ubc15\ud56d\uc11c \uac10\ub3c5\uc744 \uacbd\uc9c8\ud558\uace0 \ud544\ub9bd \ud2b8\ub8e8\uc2dc\uc5d0 \uac10\ub3c5\uc744 \uc601\uc785\ud55c \ubca0\ud2b8\ub0a8\uc740 3\uc804 \uc804\ud328\ub77c\ub294 \uad74\uc695\uc801\uc778 \uc131\uc801\uc73c\ub85c \ub300\ud68c\ub97c \ub9c8\ucce4\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc774\uc81c\ub294 000\ud55c\ud14c \ubc30\uc6cc\uc57c<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.kakaocdn.net\/dn\/bak57U\/btsDLuWyi2X\/4N3bMAvI5vklk4vf2Y3vz1\/img.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<p>&#8216;\uc988\ubcf4 \ub2f7\ucef4&#8217;\uc740 &#8220;\uc774\uc81c \ub3d9\ub0a8\uc544 \ucd95\uad6c \ub300\ud45c\ud300\uc758 \uc8fc\uc694 \uc0ac\ub839\ud0d1\uc740 \uc720\ub7fd\ud30c\uac00 \uc544\ub2c8\ub77c \uc77c\ubcf8\uc774\ub098 \ud55c\uad6d \ucd9c\uc2e0\uc774\ub2e4. \uc911\uad6d\uc740 \uc544\uc9c1 \ubd80\ub044\ub7ec\uc6cc\ud558\uc9c0\ub9cc, \uc774\uc81c \ud604\uc2e4\uc744 \ubc1b\uc544\ub4e4\uc5ec\uc57c \ud55c\ub2e4&#8221;\ub77c\uba70 <\/p>\n\n\n\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-2596885365520003\"\n     crossorigin=\"anonymous\"><\/script>\n<ins class=\"adsbygoogle\"\n     style=\"display:block; text-align:center;\"\n     data-ad-layout=\"in-article\"\n     data-ad-format=\"fluid\"\n     data-ad-client=\"ca-pub-2596885365520003\"\n     data-ad-slot=\"1971401800\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n\n\n\n<p>&#8220;\uc720\ub7fd\uacfc \ub0a8\ubbf8\uc5d0\uc11c \ubc30\uc6b0\ub294 \uac83\ubcf4\ub2e4\ub294 \ud55c\uad6d\uc774\ub098 \uc77c\ubcf8\uc5d0\uc11c \ubc30\uc6b0\ub294 \uac83\uc774 \ub354 \uc801\ud569\ud558\ub2e4&#8221;\uace0 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \ub9e4\uccb4\ub294 &#8220;\uc911\uad6d \ucd95\uad6c\ub294 \ud604\uc7ac \uc720\ub7fd\uc774\ub098 \ub0a8\ubbf8 \ucd95\uad6c\ub97c \uad6c\uc0ac\ud560 \uae30\ubc18\uc774 \uc5c6\ub2e4. \uae30\ubcf8\uc801\uc778 \uc2dc\uc2a4\ud15c \uad6c\ucd95\uc774 \uc6b0\uc120\uc774\ub2e4&#8221;\ub77c\uace0 \uc9c0\uc801\ud558\uba70 &#8220;\ud558\uc9c0\ub9cc \uadf8 \uacfc\uc815\uc5d0\ub294 \uc2dc\uac04\uc774 \ub9ce\uc774 \ud544\uc694\ud558\ub2e4. <\/p>\n\n\n\n<p>\uc194\uc9c1\ud788 \ub9d0\ud574\uc11c \ud604\uc7ac \uc911\uad6d \ub300\ud45c\ud300\uc5d0\uac8c \uc720\ub7fd \uba85\uc7a5\uc740 \uc0ac\uce58\uc77c \ubfd0\uc774\ub2e4. \ud55c\uad6d\uc774\ub098 \uc77c\ubcf8 \uac10\ub3c5\uc744 \ubaa8\uc154\uc640\uc57c \ud55c\ub2e4&#8221;\uace0 \ub2f9\ubd80\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc774\uc81c \uc790\uc874\uc2ec\uc740 \ubc84\ub9ac\uace0.. 3\uc5f0\ud328\ub85c \uc77c\ucc0c\uac10\uce58 \uc544\uc2dc\uc548\ucef5\uc5d0\uc11c \uc9d0\uc744 \uc2fc \uc911\uad6d, \ub180\ub77c\uc6b4 \uc8fc\uc7a5\uc774 \uc81c\uae30\ub3fc \ud654\uc81c\uc785\ub2c8\ub2e4. \uc911\uad6d\ub9e4\uccb4\uc758 \ud604\uc2e4\uc9c1\uc2dc \uc911\uad6d\uc758 \ucd95\uad6c \uc804\ubb38 \ub9e4\uccb4 &#8216;\uc988\ubcf4 &#8230; 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